The Cashflow Quadrant

                            

• E: Employee — Working for someone else.
• S: Self-employed or Small business owner — Where a person owns his own job and is his own boss.
• B: Business owner — A person owns a business to make money; typically where the owner's physical presence is not required.
• I: Investor — Investing money in order to receive a larger income in the future.

Employee - 


This is the qudrant which helps to  describe how people earn from physical or active work.they are getting their salary every 15th and 30th of the month.This is a quadrant where the  employees give their services to the company on an hourly basis and company in return will give money for their hours of work.

 Self employed


This is a quadrant which shows that the empolyees do not work fora company or a boss.they work as their own boss and they work on their own time schedule.This people are
rendering products or services offered to by them personallyAn example would be Attorneys, Doctors, Accountants, Dentists, Small Business Owners, and the list goes on and on. These people are earning income from the specialized services or products they offer and sell.


Business owners

Employees work for them and they work as bosses on their company.They are the pillars of the economy and the major organs of a nation. This people start businesses that create jobs, investment options, and product standards. They usually earn from the profit of the company made by its employees.


Investors

This quadrant take into consideration the people who tend to invest in businesses,properties, service etc.this people have a huge amounts of money and fuel the marketThis people are good in spotting opportunities and they invest their money to that an idea hoping that it would create more money for them. This people usually earn from other peoples time, effort, and ideas.

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The Iceberg theory

                           First of all i will Explain about the concept of Iceberg theory.

What comes to your mind when you hear the word 'Iceberg'...............? Hmmmmmmmmmmmmm

Its very easy to imagine.Everyone of us knows the structure of an iceberg that floats in the sea.You can imagine

only a small part of an iceberg is visible above the water line.The larger part of an iceberg is hidden under the  

water.

Lets have a look at the detailed description of the theory of Iceberg...
Majority of people tend to see the outcome that a successful person has achieved and get throughout his life.That   is like the small fraction of iceberg above the water.the theorist has assumed that majority tend to look only that part from a huge iceberg ( the visible part of the iceberg ) The efforts that were used to achieve and gain such an outcome remain hidden.That is the unnoticed part and according to the theorist that part will be the hidden part of an Iceberg.In my perspective if you have understood this Iceberg theory that could be very useful to your future life in order to be a successful man.

                                                                                                                              

This helps us to realize every person had to invest a lot of effort and work until this person achieved his goals       

Let's have a look at a very successful artist.we see this artist sing various kind of songs,earning this singer millions of dollars.further more we see luxurious cars and the villa this artist owns and the rest of all his accomplishments.this is once again ,the visible part of the Iceberg we should have a look at utmost bigger part of the iceberg

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